Tuesday, September 30, 2008
ALBANY, N.Y., Sept 29, 2008 /PRNewswire-USNewswire via COMTEX/ -- The Exempt Income Protection Act, sponsored by Senator Dale M. Volker (Depew) and Assembly woman Helene E. Weinstein (Brooklyn), was signed into law by Governor Paterson on Friday, September 26, 2008. The law will shield elderly, disabled, veteran, and lower income New Yorkers from unlawful practices by debt collectors and goes into effect January 1, 2009.
New Yorkers for Responsible Lending (NYRL), a coalition of 141 non-profit organizations from across the state, lauded Governor Paterson for signing the bill. "NYRL applauds the Governor and the State Legislature for providing vital protections to New Yorkers who rely on subsistence income," said Claudia Wilner, Senior Staff Attorney at the Neighborhood Economic Development Advocacy Project (NEDAP).
The new law closes a loophole that has allowed debt collectors and credit card companies to use "restraining notices" to freeze the bank accounts of New Yorkers who receive income that is exempt from debt collection under federal and state law, such as Social Security, veterans benefits, disability, and pension. The law ensures the first $2,500 in an account which contains directly deposited exempt income cannot be restrained.
"This law is a victory for older New Yorkers, veterans, and all low-income consumers who are experiencing difficult times in our sagging economy," said Lois Aronstein, AARP New York State Director. "Governor Paterson, Senator Volker, and Assemblywoman Weinstein are to be commended for their work to help those New Yorkers most in need."
"Advocates throughout the state have been overwhelmed by cases of lower income New Yorkers facing severe problems because their bank accounts have been frozen. We praise the State for passing this critical new law, one of the strongest in the nation," said Kirsten Keefe, Staff Attorney at the Empire Justice Center.
Lawyers who represent individuals when their accounts are frozen -- from agencies such as the Legal Aid Society in Queens, MFY Legal Services, South Brooklyn Legal Services, the Elder Law Clinic at St. John's University School of Law, District Council 37, and Urban Justice Center -- were thrilled with the news. "The law creates a process that strikes a fair balance between the rights of creditors and debtors," said Gina Calabrese, a Professor of Clinical Education and Associate Director of St. John's Elder Law Clinic.
Said Carolyn E. Coffey, a Staff Attorney with MFY Legal Services, "In these tough economic times, it is heartening that New York lawmakers have come together to enact a law that will protect the most vulnerable New Yorkers from unscrupulous debt collectors."
more behind the scene news from carolyn, a SG friend, who helped make this law happen ... congrats carolyn!
I have been working on legislation for the past year and a half to close a loophole in New York law that enables debt collectors to seize elderly and disabled people's exempt income (i.e., social security, unemployment insurance, disability insurance, veterans' benefits) in their bank accounts. The practice is to freeze a person's bank account and then demand payment, even after the collector is informed that the account contains money that is not subject to collection. If they refuse to release it (which is illegal), the person is forced to go to court and navigate the judicial system on their own, which many people simply cannot do. Because so many people who receive benefits do so electronically through direct deposit, it is very simple for the banks to look into someone account before freezing it and see that the contents are clearly exempt, but they take the position that they have to freeze the account otherwise they will be violating a court order. Of course the banks also get to charge the consumer $125 restraining fee, which they take right out of the account. This is the number one problem we get calls about on our consumer rights project hotline at MFY Legal Services.
So I, along with some other consumer advocates from other organizations, drafted legislation to change New York's law regarding this practice. The new law automatically protects $2500 in a person's account that contains clearly exempt direct deposit (which is more than most of our clients ever have) and protects $1716 in other accounts. It also simplifies the procedure for claiming that all the money in an account above those amounts is exempt from collection and prohibits the banks from charging fees when the restraint is deemed void. It was passed in the assembly last year but died in the senate. So this year we lobbied extensively--among other things, I went out to Long Island and to Albany to meet with legislative aides and explain the bill, and we were able after much negotiating to get the banks on board with the proposal. It passed unanimously in the senate and assembly in June, and we had been waiting for Governor Paterson to sign it into law, which we thought would be a no-brainer. When it finally came to his desk, however, a bunch of state agencies who collect debts (like child support and unpaid tickets) came forward screaming that they would be hindered in their collection practices by the bill (which they wouldn't be) and the governor started making noises that he planned to veto the bill. So I went to Albany last week and met with his staffers in an attempt to work out a solution, and the members of our mini-coalition reached out to all those involved, and in the end, we were able to resolve the problem by exempting the state agencies. So the governor signed the bill, and it will go into effect January 1, 2009.
Saturday, September 27, 2008
The religious crazy shit scares me, no doubt, but that doesn't make her not fit to serve, these answers certainly do though. She has simply no idea what she is talking about.
Friday, September 26, 2008
Thursday, September 25, 2008
What is the difference between above and this response? I mean seriously.
Or more appropriately Governor Palin is George Bush.
Wednesday, September 24, 2008
Monday, September 22, 2008
Sunday, September 21, 2008
Nancy Pelosi's response:
"Congress will respond to the financial markets crisis by taking action this week in a bipartisan manner that will protect the taxpayers’ interests. The Administration’s $700 billion proposal does not include the necessary safeguards. Democrats believe a responsible solution should include independent oversight, protections for homeowners and constraints on excessive executive compensation.
"We will not simply hand over a $700 billion blank check to Wall Street and hope for a better outcome. Democrats will act responsibly to insulate Main Street from Wall Street.
Obama has also now come out against the plan. He is about ready to release a seven point plan or so...that includes no blank checks for wall street and if we are going to help wall street we must also help the average American stay in their home.
But, the best analysis I have seen on this crisis that tells us what went wrong, what is wrong and what we need to do is by my favorite Senator Bernie Sanders from Vermont. He is a stalwart of the progressive movement and I have listened to him for years on the Thom Hartman program on Air America. I am re-printing it here on this blog for us all to read. Simply brilliant and actually scary if we continue on this path.
By Senator Bernie Sanders
The current financial crisis facing our country has been caused by the extreme right-wing economic policies pursued by the Bush administration. These policies, which include huge tax breaks for the rich, unfettered free trade and the wholesale deregulation of commerce, have resulted in a massive redistribution of wealth from the middle class to the very wealthy.
The middle class has really been under assault. Since President Bush has been in office, nearly 6 million Americans have slipped into poverty, median family income for working Americans has declined by more than $2,000, more than 7 million Americans have lost their health insurance, over 4 million have lost their pensions, foreclosures are at an all time high, total consumer debt has more than doubled, and we have a national debt of over $9.7 trillion dollars.
While the middle class collapses, the richest people in this country have made out like bandits and have not had it so good since the 1920s. The top 0.1 percent now earn more money than the bottom 50 percent of Americans, and the top 1 percent own more wealth than the bottom 90 percent. The wealthiest 400 people in our country saw their wealth increase by $670 billion while Bush has been president. In the midst of all of this, Bush lowered taxes on the very rich so that they are paying lower income tax rates than teachers, police officers or nurses.
Now, having mismanaged the economy for eight years as well as having lied about our situation by continually insisting, “The fundamentals of our economy are strong,” the Bush administration, six weeks before an election, wants the middle class of this country to spend many hundreds of billions on a bailout. The wealthiest people, who have benefited from Bush’s policies and are in the best position to pay, are being asked for no sacrifice at all. This is absurd. This is the most extreme example that I can recall of socialism for the rich and free enterprise for the poor.
In my view, we need to go forward in addressing this financial crisis by insisting on four basic principles:
(1) The people who can best afford to pay and the people who have benefited most from Bush’s economic policies are the people who should provide the funds for the bailout. It would be immoral to ask the middle class, the people whose standard of living has declined under Bush, to pay for this bailout while the rich, once again, avoid their responsibilities. Further, if the government is going to save companies from bankruptcy, the taxpayers of this country should be rewarded for assuming the risk by sharing in the gains that result from this government bailout.
Specifically, to pay for the bailout, which is estimated to cost up to $1 trillion, the government should: a) Impose a five-year, 10 percent surtax on income over $1 million a year for couples and over $500,000 for single taxpayers. That would raise more than $300 billion in revenue;
b) Ensure that assets purchased from banks are realistically discounted so companies are not rewarded for their risky behavior and taxpayers can recover the amount they paid for them; and
c) Require that taxpayers receive equity stakes in the bailed-out companies so that the assumption of risk is rewarded when companies’ stock goes up.
(2) There must be a major economic recovery package which puts Americans to work at decent wages. Among many other areas, we can create millions of jobs rebuilding our crumbling infrastructure and moving our country from fossil fuels to energy efficiency and sustainable energy. Further, we must protect working families from the difficult times they are experiencing. We must ensure that every child has health insurance and that every American has access to quality health and dental care, that families can send their children to college, that seniors are not allowed to go without heat in the winter, and that no American goes to bed hungry.
(3) Legislation must be passed which undoes the damage caused by excessive de-regulation. That means reinstalling the regulatory firewalls that were ripped down in 1999. That means re-regulating the energy markets so that we never again see the rampant speculation in oil that helped drive up prices. That means regulating or abolishing various financial instruments that have created the enormous shadow banking system that is at the heart of the collapse of AIG and the financial services meltdown.
(4) We must end the danger posed by companies that are “too big too fail,” that is, companies whose failure would cause systemic harm to the U.S. economy. If a company is too big to fail, it is too big to exist. We need to determine which companies fall in this category and then break them up. Right now, for example, the Bank of America, the nation’s largest depository institution, has absorbed Countrywide, the nation’s largest mortgage lender, and Merrill Lynch, the nation’s largest brokerage house. We should not be trying to solve the current financial crisis by creating even larger, more powerful institutions. Their failure could cause even more harm to the entire economy.
Thursday, September 18, 2008
Wednesday, September 17, 2008
One word that must be on the lips of every CEO from Wall Street to Fleet Street, from the Staten Island ferry to mid-town Manhattan: regulation. The party is over, and the scum-sucking executives will fly away from this all with their hedge funds intact, their Leer jets stocked, and full of fuel, and their secretaries on board. We, the common taxpayer, will watch more of our money go to saving another predatory lender, or insurer of those lenders, in this case, get saved by the same "government intervention" that was never supposed to interfere in the miraculous work of the modern free-market economy.
And McCain has the balls to say that tax increases on the rich are not only unnecessary, but will only hurt the economy.
Here are the stats from Harper's Index:
Rank of this year’s economic crisis among the “largest financial shocks since the Great Depression,” according to the IMF: 1
Estimated number of FDIC-insured banks currently in danger of failing: 90
Number that failed during the past three years: 3
Percentage change since 2003 in the number of U.S. workers making “hardship withdrawals” from retirement accounts: +61
Death benefits that Lockheed Martin paid its current CEO in March, despite his being alive: $1,000,000
Chance that an American says his or her workplace is a “dictatorship”: 1 in 4
Tuesday, September 16, 2008
This same philosophy is leading to the financial meltdown on wall street. Read this article that this crisis is 28 years in the making leading back to Ronald Reagan and his deregulation policies. We deregulated and as the articles says: "The job of regulators is that when the party's in full swing, make sure the partygoers drink responsibly," she said. "Instead, they let everyone drink as much as they wanted and then handed them the car keys."
Monday, September 15, 2008
Sunday, September 14, 2008
"it's hard to beat the system
when we're standing at a distance
so we keep waiting
waiting on the world to change
now if we had the power
to bring our neighbors home from war
they would have never missed a Christmas
no more ribbons on their door
and when you trust your television
what you get is what you got
cause when they own the information, oh
they can bend it all they want"
Saturday, September 13, 2008
Watch this video. I find it simply shocking.
2. How many deaths are there worldwide each day due to poverty and malnutrition?
A: About 25,000 people die every day of hunger or hunger-related causes, according to the United Nations. Poverty.com - Hunger and World Poverty. Every day, almost 16,000 children die from hunger-related causes - one child every five seconds. Bread for the World. Hunger Facts: International.
3. 1n 1965, CEOs in major companies made 24 times more than the average worker. In 1980, CEOs made 40 times more than the average worker. In 2007, CEOs earned how many times more than the average worker?
A: Today's average CEO from a Fortune 500 company makes 364 times an average worker's pay and over 70 times the pay of a four-star Army general. Executive Excess 2007, page 7, jointly published by Institute for Policy Studies and United for Fair Economy, August 29, 2007. The 1965 numbers from State of Working America 2004-2005, Economic Policy Institute.
4. In how many of the more than 3,000 cities and counties in the US can a full-time worker who earns the minimum wage afford to pay rent and utilities on a one-bedroom apartment?
A: In no city or county in the entire USA can a full-time worker who earns minimum wage afford even a one-bedroom rental. The US Department of Housing and Urban Development (HUD) urges renters not to pay more than 30 percent of their income in rent. HUD also reports the fair market rent for each of the counties and cities in the US. Nationally, in order to rent a two-bedroom apartment, one full-time worker in 2008 must earn $17.32 per hour. In fact, 81 percent of renters live in cities where the Fair Market Rent for a two-bedroom rental is not even affordable with two minimum-wage jobs. Source: Out of Reach 2007-2008, April 7, 2008, National Low-Income Housing Coalition.
5. In 1968, the minimum wage was $1.65 per hour. How much would the minimum wage be today if it had kept pace with inflation since 1968?
A: Calculated in real (inflation-adjusted) dollars, the 1968 minimum wage would have been $9.83 in 2007 dollars. Andrew Tobias, January 16, 2008. The federal minimum wage is $6.55 per hour effective July 24, 2008, and will be $7.25 per hour effective July 24, 2009.
6. True or false? People in the United States spend nearly twice as much on pet food as the US government spends on aid to help foreign countries.
A: True. The USA spends $43.4 billion on pet food annually. Source: American Pet Products Manufacturers Association Inc. The USA spent $23.5 billion in official foreign aid in 2006. The US government gave the most of any country in the world in actual dollars. As a percentage of gross national income, the US came in second to last among OECD donor countries and ranked number 20 at 0.18 percent behind Sweden at 1.02 percent and other countries such as Norway, Netherlands, Ireland, United Kingdom, Austria, France, Germany, Spain, Canada, New Zealand, Japan and others. This does not count private donations, which, if included, may move the US up as high as sixth. The Index of Global Philanthropy 2008, pages 15-19.
7. How many people in the world live on $2 a day or less?
A: The World Bank reported in August 2008 that 2.6 billion people consume less than $2 a day.
8. How many people in the world do not have electricity?
A: Worldwide, 1.6 billion people do not have electricity and 2.5 billion people use wood, charcoal or animal dung for cooking. United Nations Human Development Report 2007/2008, pages 44-45.
9. People in the US consume 42 kilograms of meat per person per year. How much meat and grain do people in India and China eat?
A: People in the US lead the world in meat consumption at 42 kg per person per year, compared to 1.6 kg in India and 5.9 kg in China. People in the US consume five times the grain (wheat, rice, rye, barley, etc.) as people in India, three times as much as people in China, and twice as much as people in Europe. "THE BLAME GAME: Who is behind the world food price crisis," Oakland Institute, July 2008.
10. How many cars does China have for every 1,000 drivers? India? The US?
A: China has nine cars for every 1,000 drivers. India has 11 cars for every 1,000 drivers. The US has 1,114 cars for every 1,000 drivers. Iain Carson and Vijay V. Vaitheeswaran, "Zoom: The Global Race to Fuel the Car of the Future" (2007).
11. How much grain is needed to fill an SUV tank with ethanol?
A: The grain needed to fill an SUV tank with ethanol could feed a hungry person for a year. Lester Brown, CNN.Money.com, August 16, 2006.
12. According to The Wall Street Journal, the richest one percent of Americans earns what percent of the nation's adjusted gross income? Five percent? Ten percent? Fifteen percent? Twenty percent?
A: "According to the figures, the richest one percent reported 22 percent of the nation's total adjusted gross income in 2006. That is up from 21.2 percent a year earlier, and it is the highest in the 19 years that the IRS has kept strictly comparable figures. The 1988 level was 15.2 percent. Earlier IRS data show the last year the share of income belonging to the top one percent was at such a high level as it was in 2006 was in 1929, but changes in measuring income make a precise comparison difficult." Jesse Drucker, "Richest Americans See Their Income Share Grow," Wall Street Journal, July 23, 2008, page A3.
13. How many people does our government say are homeless in the US on any given day?
A: A total of 754,000 are homeless. About 338,000 homeless people are not in shelters (live on the streets, in cars or in abandoned buildings) and 415,000 are in shelters on any given night. The 2007 US Department of Housing and Urban Development (HUD) Annual Homeless Report to Congress, page iii and 23. The population of San Francisco is about 739,000.
14. What percentage of people in homeless shelters are children?
A: HUD reports nearly one in four people in homeless shelters are children 17 or younger. Page iv, the 2007 HUD Annual Homeless Report to Congress.
15. How many veterans are homeless on any given night?
A: Over 100,000 veterans are homeless on any given night. About 18 percent of the adult homeless population are veterans. Page 32, the 2007 HUD Homeless Report. This is about the same population as Green Bay, Wisconsin.
16. The military budget of the United States in 2008 is the largest in the world at $623 billion per year. How much larger is the US military budget than that of China, the second-largest in the world?
A: Ten times. China's military budget is $65 billion. The US military budget is nearly 10 times larger than the second leading military spender. GlobalSecurity.org
17. The US military budget is larger than how many of the countries of the rest of the world combined?
A: The US military budget of $623 billion is larger than the budgets of all the countries in the rest of the world put together. The total global military budget of the rest of the world is $500 billion. Russia's military budget is $50 billion, South Koreas is $21 billion, and Irons is $4.3 billion. GlobalSecurity.org.
18. Over the 28-year history of the Berlin Wall, 287 people perished trying to cross it. How many people have died in the last four years trying to cross the border between Arizona and Mexico?
A: At least 1,268 people have died along the border of Arizona and Mexico since 2004. The Arizona Daily Star keeps track of the reported deaths along the state border, and it reports 214 died in 2004; 241 in 2005, 216 in 2006, 237 in 2007, and 116 as of July 31, 2008. These numbers do not include deaths along the California or Texas borders. The Border Patrol reported that 400 people died in fiscal 2206-2007, while 453 died in 2004-2005 and 494 died in 2004-2005. Source The Associated Press, November 8, 2007.
19. India is ranked second in the world in gun ownership with four guns per 100 people. China is third with third firearms per 100 people. Which country is first and how widespread is gun ownership?
A: The US is first in gun ownership worldwide with 90 guns for every 100 citizens. Laura MacInnis, "US most armed country with 90 guns per 100 people." Reuters, August 28, 2007.
20. What country leads the world in the incarceration of its citizens?
A: The US jails 751 inmates per 100,000 people, the highest rate in the world. Russia is second with 627 per 100,000. England's rate is 151, Germany's is 88 and Japan's is 63. The US has 2.3 million people behind bars, more than any country in the world. Adam Liptak, "Inmate Count in US Dwarfs Other Nations'" New York Times, April 23, 2008.
Friday, September 12, 2008
"Show me where I've ever said that there's absolute proof that nothing that man has ever conducted or engaged in has had any effect or no effect on climate change."-- Gov. Sarah Palin, in an interview last night on ABC News.
"A changing environment will affect Alaska more than any other state, because of our location. I'm not one though who would attribute it to being man-made."-- Palin, in an interview with Newsmax on August 29, 2008.
Thursday, September 11, 2008
Wednesday, September 10, 2008
Some of you may have -- I'm assuming you guys have heard this, watching the news. I'm talking about John McCain's economic politics, I say, "This is more of the same, you can put lipstick on a pig but it's still a pig."
And suddenly they say, "Oh, you must be talking about the governor of Alaska."
[Laughter from audience]
See it would be funny, it would be funny except -- of course the news media all decided that that was the lead story yesterday. They'd much rather have the story -- this is the McCain campaign -- would much rather have the story about phony and foolish diversions than about the future.
This happens every election cycle. Every four years. This is what we do. We've got an energy crisis. We have an education system that is not working for too many of our children and making us less competitive. We have an economy that is creating hardship for families all across America. We've got two wars going on, veterans coming home not being cared for -- and this is what they want to talk about! this is what they want to spend two of the last 55 days talking about.
You know who ends up losing at the end of the day? It's not the Democratic candidate, It's not the republican candidate. It's you, the American people. because then we go another year or another four years or another eight years without addressing the issues that matter to you. Enough.
I don't care what they say about me, but I love this country too much to let them take over another election with lies and phony outrage and swift-boat politics. Enough is enough.
Monday, September 8, 2008
Nonviolence is an orphan among democratic ideas. It has nearly vanished from public discourse even though the most basic element of free government -the vote-has no other meaning. Every ballot is a piece of nonviolence, signifying hard won consent to raise politics above firepower and bloody conquest. -Taylor Branch-
Sunday, September 7, 2008
The Rethuglicans want to deride us and tell us what an American is and how we should act and who we should call hero. A hero is only someone who went to war, not someone who dedicates their life to the poor or the sick or justice, an American is someone who stands by it always, not someone who questions the decisions of its government, a feminist is someone who only has a vagina and doesn't whine, not someone who believes in the equality of the sexes, women's rights, choice and equal pay.
Say what you want about Rage Against the Machine. Call them commercial hypocrites, Sony fakers, and a bunch of opportunists. Call their fans a bunch of drunken frat-boys.
That is fine. We all have our opinions, but reality comes calling when the New York Times, in yesterday's edition, entitles an article: "At Both Conventions, a Band Salutes Anarchy."
The article, if you hadn't guessed, is about recent shows in Denver and Minneapolis, and the fan reaction, as well as, and moreover, the police reaction, to the mere presence of the L.A. band members, who covered, on one of their four major albums, the Rolling Stones, "Street Fighting Man."
After breaking up in 2000, and regrouping last year, Rage is back. They still haven't put out a new album, but they do get themselves in trouble.
This from the article:
ST. PAUL — On Wednesday night, Republican delegates fresh off Gov. Sarah Palin’s vice presidential nomination speech at the Xcel Energy Center here formed a conga line of taxis, buses and private cars to Minneapolis, where post-convention parties were firing up. At almost the same time, a huge crowd was emptying out of the Target Center after a political show of a different sort — a concert by the band Rage Against the Machine.
A small fraction of those people, perhaps 200, decided to take over the intersection of First Avenue North and Seventh Street. Traffic snarled, and delegates watched in waiting traffic as riot-clad police pushed the spontaneous, vocal protest up Seventh Street. A delegate from Texas said, “Those guys, again?”
Saturday, September 6, 2008
Friday, September 5, 2008
National Advocates for Pregnant Women (NAPW)works to secure the human and civil rights, health and welfare of all women, focusing particularly on pregnant and parenting women, and those who are most vulnerable - low income women, women of color, and drug-using women. NAPW seeks to ensure that women do not lose their constitutional and human rights as a result of pregnancy, that addiction and other health and welfare problems they face during pregnancy are addressed as health issues, not as crimes; that families are not needlessly separated, based on medical misinformation; and that pregnant and parenting women have access to a full range of reproductive health services, as well as non-punitive drug treatment services. By focusing on the rights of pregnant women, NAPW broadens and strengthens the reproductive justice, drug policy reform, and other interconnected social justice movements in America today.This organization does what the right to life pretends to do. Next check out their ED's open letter to Sarah Palin. Read it all please but I will share one highlight:
According to the press reports, instead of going straight to a hospital you chose to get on a long airplane flight back to Alaska.Let's get this done. Obama/Biden '08. Not only because they rock, but because McCain/Palin is too costly for American women.
When Pamela Rae Stewart, allegedly, didn't get to the hospital quickly enough on the day of her delivery, she was arrested in California on the theory that she had violated the rights of her fetus.
Thursday, September 4, 2008
Cindy McCain's outfit at the Rethuglican convention last night cost $300,000. And Barack Obama is elitist? That aside Daily Kos asks what can $300,000 buy?
From Daily Kos:
Didn't Cindy McCain look pretty this week? As often happens with celebrity women at high powered events, the fashionistas have been on the prowl at the RNCC and are dishing on every passing skirt, pant suit, and set of heels. The fashion experts at Vanity Fair estimated the value of Cindy McCain's outfit on Tuesday night to be in the range of $300,000. That's a lot of bling.
So, what does $300,000 buy in America?- An average American home ---- plus $80,000 in upgrades.
- Full, four year college tuition, plus room and board, for two students
- Nearly four times the average retirement savings for persons age 45 to 62.
- Roughly ten full-time community organizers working to make neighborhoods and America better.
- Ten full-time special needs caregivers for a year
- Twelve full-time maids for each of your seven homes.
- 6,000 hours of picking lettuce at $50 per hour
- 600 pairs of John McCain's $500 Italian loafers
And last, but not least.......- One outfit for Cindy McCain to wear on national TV while she explains to America that John McCain and the Republicans understand their economic and social woes. Pffft. Believe that and I've got a "Bridge to Nowhere" I'd like to show you......
Wednesday, September 3, 2008
Monday, September 1, 2008
See below what is actually the best argument on why she has no business on the ticket. Campbell Scott, who I have never really had an opinion of seriously challenges this bozo from the McCain campaign on her foreign policy credibility, which is none. The McCain argument is "yeah, but Obama doesn't either." She tears apart that argument. It is worth every second.