The Energy and Commerce Subcommittee on Oversight and Investigations held a hearing back in June entitled "Terminations of Individual Health Policies by Insurance Companies." The hearing examined the practice of "post-claims underwriting," which occurs when insurance companies cancel individual health insurance policies after providers submit claims for medical services rendered.
The Committee conducted an investigation into the
practice of health insurance rescission, and the results were alarming. Over the past five years, almost 20,000 individual insurance policyholders have had their policies rescinded by the three insurance companies who testified today: Assurant, UnitedHealth Group, and WellPoint.
Some of these answers are quite shocking.
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